Today your Plymouth insurance agent, EnviZion Insurance is going to walk you through what areas that we serve as clients and also when you should take the time to give us a call. EnviZion Insurance is your Plymouth insurance agent, but also we service the greater Metro area including Minneapolis, st Paul and all of the surrounding Metro areas. We have found that over the years that many of our clients come from different parts of town, but they all are looking for the same great service, reliable agents and top of the line products. When it comes to insurance as your Plymouth insurance agent, we will meet you where you are literally. Meaning we will have an in-person client at, at your home or anywhere that you would like to meet, such as a coffee shop in your surrounding area. We understand how important your time is and so we try our best searching insurance as easy as possible for you. 

Our office is actually located in Plymouth, Minnesota, but many of our clients span many different counties and even other States. Um, majority of our clients have multiple lines of insurance with us. We generally like to serve our clients as a full service insurance company that allows you to have one person that you can call for as many of your insurance needs as possible. We service the greater twin cities area with many different products including auto, home, Medicare, health life, long term disability, final expense, and also other products as well. This brings us to the question of when should you context tact your Plymouth insurance agent?

With this in mind remember that there are many different places that people are at in life and that uniqueness is something that we take into account. Many of our clients call us because they don’t understand the coverage that they actually have and they want a set of eyes on it that can explain the products to them, explain the coverage of their policy and help them to more fully understand what their insurance options are as well. Because there are many different options when you come work with your Plymouth insurance agent at EnviZion Insurance. We can many times find you the same exact coverage for a lower price because we are able to quote with many different companies instead of just one company that a captive style agent may be able to offer with this unique ability to search many different companies. That gives you the client the flexibility to pick and choose what direction you would want to take for your insurance. If you feel like you then add the same insurance company for a long time, your rates haven’t changed in many, many years and the price continues to go up, that’d be a great time to call EnviZion Insurance, your Plymouth insurance agent. 

Another time to call is if you have a change to your life in a personal way, such as having a new child, getting married or other big events in life like that as well, including aging into Medicare, retiring, and that sort of large event. Others getting married or having children should start considering life insurance as well. You’ll probably need to bundle your auto and home together to get a better price if you’re purchasing a home. If you’re aging into Medicare, we have a full service Medicare review and one Oh one system that allows you to learn about Medicare, find the right plan and enroll into a plan in a timely manner and maintain great health coverage for your situation. There are many different events in life that we just covered that are a great time to check out the insurance products with us to see what is out there, but one of the largest reasons why people contact us is simply to find a better price.

This is one of the best reasons to contact us. Again because we are a broker, which means that we can search many different companies and get quotes for many companies for you to review to see if your rating and pricing for your current insurance is outdated. What we recommend is that at least once a year getting a new auto and home quote with us. The reason is that ratings change, especially in the auto and home side very frequently and your circumstances as far as pricing can change just as quickly with those rating changes. When it comes to things like life insurance and long term disability, those are almost requirements in our eyes for any family, especially if you’re the breadwinner winner or any income earner in a family. Some people think that life insurance is just needed for those that have kids or own a home, but this really isn’t the case. The main reason to get life insurance is to protect your family or your husband or wife or children from the loss of your income. There is no requirement that you need to have children to have life insurance or need to own a home to have life insurance because that’s really not the point. The point is to make sure that whoever relies on your income that you’re earning would have that income replaced if something was to happen to you.

Likewise, long term disability is sort of the same principle. Again, it’s there to protect you and your loved ones that rely on your income. If you were to become disabled and not able to work in the same capacity that you’re currently able to for both of those products, the younger you are, the better because the risk becomes more and more as you age. So honestly, the best time to do it is as soon as possible at the youngest age possible because you are able to walk in or rate on your life insurance or long term disability insurance at a lower price than you would after each year that passes. There are many reasons why you should give us a call to EnviZion Insurance, even if that is just to run some quotes to see pricing, whether that’s to check out life insurance, whether that is to take a look Medicare for the first time, even if it’s a couple of years out, just to familiarize yourself. But your Plymouth insurance agent is always here to take care of you with any related insurance needs. Give us a call anytime at 612-354-6496, and we’re happy to help you with any questions or needs that you have.